45 Cottage St U2, Lynn — property record card
Residential Condominium built in 1985 on 0.29 acres in Lynn, assessed at $2,720,900 for fiscal year 2026; last sold for $255,000 on January 29, 2025.
Rebuilt from the Lynn assessor file as published by MassGIS — not the official card. For the official card, with owner, photo and sketch, ask the Lynn assessor’s office.
Parcel
| Location | 45 Cottage St U2, Lynn MA 01905 |
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| Map and parcel ID | 037-279-057 037-279-057-002 |
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| Use | Residential Condominium (use code 102) |
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| Zoning | R3 |
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| County | Essex |
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Valuation — fiscal year 2026
| Building | $2,720,900 |
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| Land | $0 |
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| Total assessed | $2,720,900 |
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Land
| Lot size | 0.29 acres (12,632 ft²) |
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Building
| Year built | 1985 |
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| Style | GAR BRK NEW |
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| Living area | 747 ft² |
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| Rooms | 4 |
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| Stories | 1 |
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Last recorded sale
| Price | $255,000 |
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| Date | January 29, 2025 |
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| Deed | Registry of Deeds book 42551, page 063 |
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12 assessor accounts on this parcel
Condominium units or several buildings share one parcel; each has its own assessment.
| Address | Account | Use | Assessed | Last sale |
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| 45 Cottage St U1 | 037-279-057-001 | Residential Condominium | $261,200 | $57,000 May 31, 2012 |
| 45 Cottage St U2 | 037-279-057-002 | Residential Condominium | $290,000 | $310,000 June 23, 2022 |
| 45 Cottage St U3 | 037-279-057-003 | Residential Condominium | $182,200 | $130,000 January 23, 2018 |
| 45 Cottage St U4 | 037-279-057-004 | Residential Condominium | $189,800 | nominal ($99) October 6, 2022 |
| 45 Cottage St U5 | 037-279-057-005 | Residential Condominium | $262,700 | $160,000 January 18, 2017 |
| 45 Cottage St U6 | 037-279-057-006 | Residential Condominium | $261,200 | $50,000 May 29, 2019 |
| 45 Cottage St U7 | 037-279-057-007 | Residential Condominium | $188,300 | $255,000 January 29, 2025 |
| 45 Cottage St U8 | 037-279-057-008 | Residential Condominium | $182,200 | $74,000 November 8, 2013 |
| 45 Cottage St U9 | 037-279-057-009 | Residential Condominium | $261,200 | $110,000 October 16, 2003 |
| 45 Cottage St U10 | 037-279-057-010 | Residential Condominium | $261,200 | $240,000 January 14, 2022 |
| 45 Cottage St U11 | 037-279-057-011 | Residential Condominium | $188,300 | $195,000 September 15, 2021 |
| 45 Cottage St U12 | 037-279-057-012 | Residential Condominium | $192,600 | nominal ($99) June 16, 1995 |
What MassDEP has recorded
No tier-classified 21E site and no Activity and Use Limitation is mapped on this parcel.
Within about 500 m (a third of a mile): 0 active tier-classified 21E sites and 13 sites with an Activity and Use Limitation. All MassDEP sites in Lynn.
What this means
- Assessed 120% above the median residential condominium in Lynn ($1,234,100, 329 parcels).
- The last sale price is 91% below the current assessment. Massachusetts assessments aim at full market value as of January 1 of the year before the fiscal year.
Point at the centre of the assessor parcel — not a survey.
Data: Lynn assessor file for fiscal year 2026, via MassGIS, retrieved October 30, 2026; MassDEP sites retrieved the same day. Sources and freshness. No owner names are published.

The report for 45 Cottage St U2
This page shows the assessor record and the MassDEP sites on the parcel. The report adds what lies around it: FEMA flood zone, wetlands, Zone II and other water supply protection areas, priority habitat, sewer or septic service, protected open space, and every 21E site within half a mile.
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